Thursday, September 27, 2007

Where To Find The Free Online Auto Repair Manual You Need?

If you need an online auto repair manual that can help you precisely fix your problem, the internet has an incredible amount of car care information. What you won't find however, is a Chiltons or a Haynes auto repair manual, because they're copyrighted material. You don't need them anyway, because there are a lot of good car repair web sites with individual pages or articles that can solve your specific problem.

In fact, you'll find articles on all kinds of car fix and vehicle maintenance topics, such as

  • auto body repairs
  • automatic transmission replacement
  • bleeding brakes
  • car audio systems fix
  • changing oil
  • finding the causes for a bearing failure
  • how to install a replacement ignition system
  • how to upgrade an exhaust system
  • troubleshooting car stalling
  • troubleshooting car starting problems

and much more.

Here is a good place to search for vehicle fix manuals: Go to the search site at 10w40.com and type in the problem you want to solve - and the likehood of finding the instructions you need is high. On this website you can also post your problem on an advice and discussion board, and get your problem solved almost instantly by an expert in this repair field or by an ordinary person who has experienced your problem and solved it already or might know where to go to get the answer you need. And it doesn't cost you a cent.

There are many other good websites where you can get an online auto repair manual that will fit your needs. Go to google.com and type in [the problem you want an answer to]+repair manuals, and you should find lots of valuable vehicle repair resources that might solve your problem.

Terje Brooks Ellingsen is a writer and internet publisher. He runs the website cheap-used-cars.w-eland.com Terje gives advice and helps people with automotive issues like how to find the online auto repair manual you need as well as buying used cars online.

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Wednesday, September 26, 2007

Avoiding UK credit card Fees - Some Tips

credit cards are infamous for burdening innocent users with high interest rates and fees. The story gets worse when there turns out to be hidden charges, or those mentioned in fine prints which may not be well read and assimilated by the user. All a credit card customer is looking for is some relief from the charges incurred so that they can actually enjoy the benefits of having instant money. The analysis below provides you with some useful steps you can take to at least minimize the fees, if not evade them completely.

Universal default

This is the most burdensome of all the fees types and encompasses all the credit cards following the universal default clause. Under this, if you fail to pay even a single payment due on any of your credit cards, you are charged with high default interest rates, as much as 30% in some cases, on all your credit balances outstanding on each of the credit cards you have. This is something that can afflict your finances to the core. Therefore, prior to subscribing for a credit card or even for your current card, confirm from the issuing bank if universal default fees apply to your credit card. In case they do, then its prudent not to subscribe to this card and if you already have, settle it as fast as possible and pick the one not participating in this clause, while offering you your desired benefits.

Late fees

If you are a first timer with credit cards or its your first late payment, you can always request a "waive off" from the issuing bank which is usually executed. At your end also, make payments on time for a good credit history and to avoid the recurrence of late fees as you cannot have them reversed every time.

Over limit fees

Similar to late fees, you may request the issuing bank to zero your over limit fees if it is the first time you have exceeded your credit limit. You generally get exemption here as well. At your end, you should strive to stay within your credit limits to avoid over limit fees.

Annual fees

You can have your annual fees reversed practically each time you request if you are a valued customer of your credit card issuer. If you do not get a concession here, you may opt for another card with similar benefits and no annual fees. No annual fee cards can be found here. The credit card company however, usually forgoes the fees to keep its existing customers happy. Acquiring a new customer in the very competitive UK market is so expensive that the credit card issuers cannot afford to have their current users drift away.

ATM fees

When you withdraw cash against your credit card from an ATM, usually you are charged with a withdrawal fee and the worst part is you do not know about it. Therefore, you may call up your bank to get a list of ATMs allowing you cash for free.

Overseas fees

You might decide to use your credit card whilst you travel to different countries but this may be a trap. International credit card transactions are the most expensive ones among all the credit card charges. Therefore, do not use your credit card when traveling out of UK until there is an emergency.

Double billing

Some credit card issuing banks determine charges on a customers average daily credit card balance. The interest is charged on the entire credit card balance even if the customer has already paid it off. This subjects the customer to double billing. Therefore, prior to subscribing for a credit card or for your existing card, do confirm that the card issuer has a monthly billing cycle. Change to a card with similar benefits as your current card but with a monthly billing cycle, in case your existing credit card is double billed.

www.SavingsFriend.co.uk is a FREE independent and unbiased UK personal finance service helping you make informed decisions on loans, mortgages, credit cards, savings and more...

See our unbiased review of the best UK credit cards available today

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Tuesday, September 25, 2007

Home Staging to Sell Your Orlando, Florida Home Fast for Top Dollar

Having a hard time selling your home? Has it been on the market for months only to receive disappointing offers or worse yet-No offers! Why is it that some homes fly off the market in only days or short weeks and others do not? As a Professional Home Stager I get asked this question a lot. I'm here to provide you with tips to get your home in its best shape yet so you can make that sale!

Here are 10 tips to help you get prepared for a Sale:

1. Get an Objective Eye

Let's face it, you've been living in your house for a long time. You've grown to like it and become very familiar with it. This does not let you see your home objectively as a buyer would. You need to find a friend or Professional Home Stager to assist you with this. Bottom line is you need an honest, informed opinion on what needs repairs, what can be changed in the flow of the house and what will truly attract buyers and make them take ownership in your home. If you do this yourself I guarantee not much will change and you'll be back to the waiting game or will wind up there.

2. When in Doubt go Neutral

Know the types of ethnic groups in your area and what people want to buy. If you live in a high Latino area as I do, color is acceptable and seen as warm and welcoming. Thus you can take advantage of happy yellows and reds. In a more traditional area you'll want to stick to neutral colors. It may not be everyone's preference but it is easy to paint over for the buyer and it is clean and creates a larger looking room. Follow neutrals throughout the house for a uniform look. If The room looks really boring add an accent wall. This wall is intended for focal points like the fireplace wall or for a wall with a lot of windows.

3. Curb Appeal can Make or Break

Your home's exterior is what potential buyers see first. Ensure that you get an objective eye for this area. It is been proven that many people have already started to make up their mind about your home by its outward appearance within the first 30 seconds. Make sure all plants, shrubs, hedges and trees are clipped properly and groomed, the grass is freshly cut. If it is sparse in some areas plant some new sod or grass seed in some patchy areas. For a quick fix to some yellowing grass in small patches you can use green spray paint. Make sure all concrete steps, porch and driveway are free from cracks and are all level. Test outdoor lights so that all work, change bulbs if necessary. The color red is great for potted flowers outside. Make sure your mailbox is in good condition and not rusted. The address numbers for your house must not be falling off. If the exterior shutters and door are bland it is time for a fresh coat of paint. If there is any chipping, peeling or fading you must lightly sand and repaint too. Black or red done in a gloss, not flat paint, add a dramatic entrance. Add a gorgeous wreath and a welcome mat at the door.

4. Backyards Matter

Don't forget your backyard. If you have a pool ensure it is clean and the tile or concrete around it is not cracking and is in good condition. Add color, pinks and reds are great with a lot of greenery. This can be in the form or planted or potted flowers. Again trim hedges and cut grass so it is neat. Get out the rake and go between bushes and areas that collect leaves and start packing the in a garbage bag. Create a real family feel by having a table or umbrella table with 4-6 padded chairs done in teak, or use faux wicker. Buy from yard sales or discount stores if you don't intend on keeping it for the next house. You can add a BBQ also. Neat and manicured is the idea as most families will want to have children back there as well as guests so let them envision that.

5. Kitchens are Key

Kitchens are the heart of the home. Everyday you eat, prepare food, wash your hands, do dishes and gather in the kitchen of course. If you are going to do some upgrades I highly recommend updating this particular room. Depending on your budget, I'd recommend tile, a nice laminate or even granite countertops. Cabinets must match and be taken care of. If they look a little dry use some orange oil to refresh them. Keep counters clean and fresh by removing small appliances and leave a few simple things such as a candle, fruit basket, one small appliance such as a coffee maker or blender (we use ours daily) and a small assortment of glass containers that you could put pasta or beans into for color. One major turnoff is clutter so PLEASE remove all magnets and artwork, papers, coupons and the like from your fridge. If you must put one or two, do so on the side of the fridge. This will take away from your kitchen. Keep sinks free from dishes while showing your home and be sure to shine up the sink faucet with glass cleaner and put out a couple small potted green plants. Your kitchen table will be freshened up with a nice clear vase with bright flowers, if they are highly fragrant all the better. I recommend using a candle in this room too, something that smells like baking to grab their senses.

6. Make your Bathroom Luxurious

Give your bathrooms a pizzazz and sparkle buy keeping counters clean and free from clutter and knickknacks. Use white or a light color and ensure faucets are sparkling with glass cleaner. If they look old and really outdated do upgrade them, it makes a world of difference. Light fixtures need to stay updated too. Use a vanity light with 3-4 lights or a sconce on each side of a mirror in powder rooms. Give a spa feel by adding a great basket with rolled towels tied with ribbon and some soaps, lotions and other goodies. Do not have any more than 2 colors of towels for example periwinkle blue and chocolate brown, too many will look busy. Work with the bathroom colors you have as to not create a chaotic look. Again, candles lit with a light floral scent for this room and a clean looking shower curtain. What does the floor look like? If things are looking grungy, it is time to clean tile grout, replace tile or replace flooring with the clean and inexpensive look of a neutral linoleum tile.

7. Keep Entryways Clear

A buyer will be turned off if they can't even get through the front entry. Keep all shoes, coats and clutter and hook hangers out of this area if it is narrow. Stick with a front door rug and a long mirror or piece of artwork. If you have a large entryway then by all means create some ambience. An elegant mirror with a small table underneath with candles or a plant, 2 items max. If you have the room you could have a small bench that doubles as storage in the seat. Ensure the tile or linoleum is in good condition and that the walls have been wiped down as this is a high traffic area.

8. Create Flow

The flow of any house if very important. It is the way you can move from room to room with ease and do not feel obstructed or required to squeeze through a space. A lot of this is determined by furniture size and placement. If you have a narrow dining room it is not the place for grandmas large antique table. Likewise if you have a large room and don't fill it appropriately it will look odd. The best arrangements for living rooms are generally those around a focal point such as a fire place. You would have a large sofa or loveseat opposite it with a long narrow table at the back of the sofa, whereby you could have a lamp, some wicker baskets, candles, plants, you name it. Place a coffee table or oversized ottoman in the center. Now on either side of the coffee table diagonal to the loveseat you could have 2 oversized chairs. You can also place a rug in the center to anchor everything together if there is no real focal point. You can angle the rug out so it is more in a diamond shape than a square or rectangle for interest.

9. Create luxury in the Bedroom

If your current bedroom, or any of them have a plain bed with an ugly bedspread it is time for an update. The buyers will want to feel at rest here, like it is a retreat, not a place to run from! If you don't have a headboard in the master bedroom, either buy one or make one. If you are desiring a new bed anyway, now is the time for perhaps a sleigh bed. Now replace the ugly bedspread with a duvet and neutral color or let that be the punch of color your room needs if it looks bland. Lots of pillows that match are best, the pouf gives off the plush feeling. It is essential to have a dresser or some other pieces of furniture. Try to keep the TV out of the bedroom and ensure you have end tables on either side of the bed, each with a small lamp an a plant or small candle, or a clock. Add fresh flowers to this room and ensure that there is a drapery treatment. Ugly blinds won't cut it. Use a layer of sheers, then add a decorative rod/finial with a simple drapery treatment. Two single panels work well. If you have multiple windows, use the same exact set for each. Keep walk-in closets clean and organized. If they look really empty then get some paper bags from upscale shops locally and put tissue paper inside and place a couple in their for some glam.

10. Light it Up

If your house looks dark and uninviting it may be because of lighting placement, not enough lighting or inappropriate lighting. If you require significant light, don't skimp. Ensure it allows for a higher wattage. In areas such as family rooms have recessed pot lighting installed as well as soft lighting by using lamps. In kitchens you can have under-counter hidden lighting installed instead of harsh fluorescent tube lights. Use natural light as much as possible. Keep blinds, drapes open during showings unless the light is blinding. Light some candles in most rooms for ambience. In addition have some floor lamps, table lamps or sufficient overhead light. Make sure you have bright porch lighting, your buyers might be frightened off in an creepy, dark entrance. A word on ceiling fans, in really hot areas such as the South they are definitely a selling feature if they are modern looking. If you live in a cool climate most of the year or in the North I highly recommend replacing with an elegant lighting fixture. They can be an eyesore especially in relaxing rooms like the bedroom. As a Floridian they are essential in my home, but oh how I loathe the clunky look of ceiling fans!

**If your home has already been on the market and you are rushed to sell, I highly recommend having a Home Stager meet with you. The consultation is inexpensive and they will give you their expert advice. From there you can attempt to tackle it on your own or let them work their magic for a quick sale. DID YOU KNOW: The cost of home staging is almost always less than the cost of your first price reduction due to lack of offers?! It can run anywhere from a few hundred dollars to a few thousand depending on whether it is your furniture or rented furniture that is used as well as the size of your home. **

Karla Davis is the President of Florida Home Staging & Redesign. She is a Home Stager, Professional Organizer, Interior Re-designer, as well as Public Speaker. She specializes in Staging and Organizing homes, office spaces and has over 10 years of experience and success within inside/outside Sales and Marketing. Karla is also the wife of Author, Paul Davis and is currently writing two books of her own. Karla's life mission is to positively transform the homes and lives of everyone she meets.

Please contact Karla for your Home Staging, Interior Redesign, or Professional Organizing needs at:

Karla Davis
Florida Home Staging & Redesign
Professional Home Stager
P.O. Box 684
Goldenrod, FL 32733
Tel: (407) 284-1705
Karla@FloridaHomeStager.com
http://www.FloridaHomeStager.com

Home Staging for the Serious Seller!

http://activerain.com/floridahomestager

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Monday, September 24, 2007

Motorola W360 - Trendy Phone

For the new generation mobile users, Motorola introduces a sleek and trendy mobile device, the W360. This candy bar handset offers multitude of functions such as a built-in FM radio, a VGA camera, mobile Internet, messaging features and more. The Motorola W360 has been designed for more fun on the move.

In terms of design, the W360 is a monoblock slim phone and has a compact dimension of 47 x 113 x 11.9 millimeters. At just 11.9 mm thickness, the classic and trendy handset is inspired by the MOTOSLVR, a classic and perfect phone for fashion enthusiasts. The slim profile lets you slip the phone into your pocket easily. Weighing only 98g, the Motorola W360 is very lightweight and you can carry the phone anywhere.

With an in-built FM radio just tune in and listen to all time hit songs, news updates, talk shows and weather reports on the move. The device also comes loaded with MP3 music player for your favourite ringtones. Select unique ringtones, personalize them and give a unique identity to your beautiful and attractive mobile phone. The Motorola W360 supports 5MB of internal memory creating space for mobile games, ringtones, etc.

Moreover, the Motorola W360 features a brilliant 128 x 160, 65k colour TFT screen for perfect viewing of videos, images and other phone features. Loaded with a VGA camera with up to 4x zoom the device lets you capture both still as well as motion pictures on the move. Capture some special moments and share via MMS. With messaging features such as SMS and MMS, you can send texts, pictures, and videos to any other compatible mobile devices.

The Motorola W360 offers excellent connectivity option through USB 1.1. To sync data from other compatible devices, simply connect via USB cable and transfer data with ease. All-in-all, the W360 is a good phone in terms of form and functionality.

Samuel Herrick writes about mobile phones. Get mobile phone deals on coming soon phones

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Sunday, September 23, 2007

Do It Yourself Wiring - What You Need To Know Before You Purchase New Light Fixtures

Lighting is one of those home improvement projects that everyone loves to do. Change that old chandelier to a fancy new one, or that small lighting fixture to a larger one that adds more light in the room. And one of the most popular ones, change that small light to a nice new ceiling fan. These are all great improvements to your home and relativity easy to do yourself, but whether you decide to do it yourself or hire an electrical contractor to do the work there are some things you need to consider before you go out and buy those new lighting fixtures.

The first thing you need to consider is the power requirements of the new fixture. If you are changing an old fixture with only one light bulb to one with two light bulbs, this will most likely not be a problem. But if it is a larger fixture or a chandelier you will need to take this into account.

You can go about this by finding out what is on the existing circuit that you intend to change the fixture on. Go to your main electrical panel and turn off the breakers until you find out which circuit the fixture is on. Next you will need to find out what is on that circuit, so with only that breaker off check and see what other fixtures or devices do not work. Next you will need to add up the current draw on the existing circuit, as per code you are only allowed to draw 80% of the current provided for by the circuit breaker protecting the circuit. For example if it is a 15 amp circuit breaker you are only permitted to draw 1200 watts, which is a total of twenty 60 watt light bulbs. At first glace this may seem like a lot but I have seen people have 20 60 watt light bulbs on a single chandelier. Checking to make sure that you dont overload the circuit is very important; you will also need to make sure that the switch or dimmer is rated for the proper current draw of the fixture.

The next thing you need to look at is the weight of the new fixture, the box you are attaching it to has to be rated for the weight of the new fixture. Different electrical boxes have different ratings as far as the weight that can hang from them. This will only come into play with larger fixtures or ceiling fans. A ceiling fan must be hung from a box that is rated for a ceiling fan. If you are installing a heavy fixture or a ceiling fan you will most likely need to change the box also.

The National Electrical Code allows you to hang up to 50 lbs. from any electrical box that is threaded to accept No. 8-32 machine screws. Make sure your electrical box is securely fastened before you hang a new light fixture from it. If your light fixture weighs more than 50 lbs or is a ceiling fan, you will need to install a fan brace box. Check the label to make sure the box is designed to support the weight of your fixture.

Considering these aspects in advance will help you be better prepared for the project before you purchase the fixture. It will also keep you safe and compliant with the National Electrical Code.

John has been in the electrical industry for over 20 years and is currently running wireityourself.com an online do it yourself home wiring site.

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Creating money, Prosperity, and Abundance Now (Part 2)

Giving and Receiving

It seems that people generally find it easy to give, but more difficult to receive. Receiving is a very important part of giving. Both keep that energy circulating in our lives. And they keep prosperity flowing in our lives.

I've learned that we should receive with joy and gratitude. Thank the person and thank the Universe. In this way, you keep the doors open to receive even more. And you may even receive money and prosperity from unusual sources. "Creating money" offers an exercise (one of many) that you can do right now. It suggests that you ask the Universe to send you money through a new channel in the next several weeks and acknowledge it when it comes. Try it and see what happens!

And don't forget to accept compliments. Just smile and say, 'thank you'.

Accept money and gifts only when they're given freely. I've learned that the only times you don't want to accept money or gifts are when there are strings attached, or if someone is trying to buy your friendship.

Giving is an important part of receiving. Giving could come in many forms besides things, such as your time, your skills, your good examples, etc. I've learned that it's important to give gifts that really serve and assist people, something they can really use in their lives. Throughout my life I've enjoyed giving my time and skills doing volunteer work for charities I truly believe in. And I've donated money to organizations I truly believe in. It's such a great feeling to give in this way. And when we give freely, the Universe will give to us freely.

By the way, it's important for us to give to ourselves also, to keep that energy flowing.

Then, there are times when it isn't right to give. That's when we give with strings attached or when we feel obligated to give or when we have expectations about the gift we are giving. Doing this creates a block in our energy flow. We must always give freely, and with detachment.

In my experience, I've learned that giving to people who are always in need, who always need to be rescued from a situation, who are always in the same situation, no matter how many times you've given to them, can actually harm them and stifle their growth. They can become dependent upon you. There is a reason why they keep pointing their magic wants toward lack. Maybe they have important lessons to learn, and if we constantly give to them, they never learn to empower themselves. I've learned that it is best to assist them to create their own prosperity and abundance.

Manifesting Tool # 1

The Magic List

First, I would like to share with you a tool I've used successfully, beginning early in my life. I know that many others have used this tool successfully and authors have written about it, especially in recent years. It's actually very simple and very powerful. I used to call this simply my "List" but now, I call it the "Magic List", inspired by one of my non-metaphysical students several years ago. (More about that later). With this Magic List, you are using the power of the written and the spoken word that is released to the Universe to manifest in your reality.

All it requires are these steps:

1. Take a piece of paper (any kind of writing paper - from a notebook, or your favorite color of paper, etc), and write a numeric list of all of your desires. They can be short-term of long-term desires. State your desires as clearly as possible.

2. After you have written down your desires, at the bottom of the page, write something to this effect: "May all of these desires, or better, manifest for the Highest good of all." This releases any need to manifest your desires in a particular way. It opens it up to the Universe to bring you what you want in the best and Highest way possible, and at the right time.

3. Keep your Magic List with you at all times, in your wallet, purse, etc.

4. Read your list (aloud if possible) just before going to sleep, first thing upon awakening and before going into meditation. Do this every day, and you will soon see profound results.

5. As your desires manifest, cross them off your checklist. Soon, you will want to rewrite it, creating a new Magic List (the old one eventually can look pretty unreadable with all of those lines crossing things off!) on a fresh piece of paper. If some of the old desires haven't yet manifested, you can add them, too. Personally, I prefer to do this on the new and full moons, taking advantage of their powerful manifesting energies.

Several years ago, I studied Native American spirituality from a Lakota medicine woman and learned the ritual of clearly stating my written desires to the Universe on the new and full moons and then burning them, releasing them to the Universe. You'll want to keep your Magic List as a separate list, however, as you'll be using it every day.

6. Finally, do not show your list or talk about it to others. Keep it to yourself. This is a way of keeping your energy totally and directly focused on what you want. Talking about it and sharing it with people only disperses your energy and it may take longer for those desires to manifest.

The Magic List really, truly works. Anyone can do it. The non-metaphysical student (also my co-worker at the time) I mentioned earlier was in one of my prosperity workshops and, as I described what I originally called my "List", he became very pale. After the class, he told me that he had started to write a list just like the one I described when he was a little boy. He said he called it his "Magic List" and never told a soul, not even his brother. He was so amazed to hear me speaking about his secret! And he just had to show me his list, even though I protested. I'm glad that he did in this particular case, because his list was very unusual and it demonstrated how miraculous this tool really is.

This man, then in his fifties, had several hobbies, most centered around finding and collecting unusual, rare, old objects and bottles - some valuable. The items on his list were things most people have never heard of or seen before. His list was well worn, with several items crossed off. He said he kept it in his wallet, looking at his list a couple of times each day. He described to me how each item came to him, just like magic.

Sometimes, it meant suddenly driving down a street for no apparent reason, just to discover that there was a garage sale going on, and then seeing one or several of his desires on the list for sale at the perfect price for him. He would continuously find himself in the right place at the right time. One of the items on his list manifested about three weeks after he had showed his list to me. It was a classic car (I forget the model) in the exact color and year he had specified, and in mint condition. An elderly woman had kept it in her garage all these years and decided to get rid of it. On his way to work one day, he happened to turn onto her street. He saw the 'For Sale' sign, and the price was right. Later, he drove the car to work to show me.

I wanted to share this experience with you to emphasize how the Magic List always works, even for those not familiar with metaphysics.

Manifesting Tool #2

The Magic Wheel

As a teenager, I started to create what I call a "Magic Wheel", learning from people like Catherine Ponder, author of "Opening Your Mind To Prosperity", who calls it the "Wheel of Fortune".

In the years since, I've learned other names from different sources, such as the "Prosperity Wheel", but the main thing is that this is another powerful tool that works for everyone. The Magic Wheel works like the Magic List, except that you are creating pictures of your desires instead of writing them down. Your subconscious communicates to you in pictures and symbols all of the time, mainly through your dreams. Why not communicate directly to your subconscious in pictures? You do so, anyway, with your imagination. This is yet another very powerful way to manifest what you want in a short period of time.

1. First, buy some large poster boards in the colors that appeal to you. For example, if you are working specifically on creating wealth, prosperity, or a new job, you may want to select green poster paper. Gold will work well for this, also. Visually, the subconscious will associate green or gold with money. Remember that color is vibration and energy, also, and what we are doing is working and playing with energy. If you are working on love and romance, for instance, you may want to select a pink shade of poster board. Use whatever color you personally resonate to for what you want to achieve.

2. Cut the poster board(s) into large circles.

3. Search through magazines, brochures and ads and look for pictures, specifically color pictures, of what you desire. The subconscious will more quickly respond to color than to black and white pictures. Then cut them out and paste or tape them to your wheel.

4. I've taught people to use different wheels for different kinds of desires. For example, you'll want the love and romance wheel to only have pictures that represent love and romance to you, such as hearts, pictures of couples, etc. Put pictures representing prosperity and money, or your ideal job or life's work, on your prosperity wheel. You may want to cut out pictures of money in the denominations you want and place them on your wheel. A picture of your new career will show your subconscious exactly what you want.

You can have many wheels, just be sure not to clutter them with your pictures or you'll attract cluttered results. And make sure the pictures you place on your wheel are exactly what you want to see manifest in your life.

5. Once you have completed each wheel, put something on it that represents your spiritual connection, such as a picture of an Ascended Master that you resonate to, pictures of angels, etc. This doesn't have to be a picture; it could be a solid object, like crystals or a cross, for example. In my Native American spirituality class, we learned to also add something that represented our personal totems to our wheels. By adding something that represents your concept of spirituality, you add power, energy and protection to your wheel.

You may want to place a picture of yourself on each wheel, also, so that your subconscious can see you associated with the pictures you wish to materialize. However, your subconscious will get the message very clearly with or without your picture.

6. Look at your Magic Wheel every day, especially when you first wake up and before you go to sleep. And again, you don't want to share your wheel with others. As Catherine Ponder says, "what is sacred is secret".

Manifesting Tool #3

Positive Affirmations

Many of you have heard about the power of using positive affirmations to create what you want in life. If you have beliefs such as those I mentioned earlier in this article, beliefs that have been holding you back from what you want, use of positive affirmations is the key. When used repeatedly, positive affirmations literally re-program your subconscious mind. They are positive instructions that replace those old beliefs with the ones you need, in order to manifest exactly what you want. Using positive affirmations is one of the most powerful things you can do to help yourself.

Positive affirmations are positive statements that you write down and/or read daily, until what you wish manifests in your life. Reading and writing positive affirmations repeatedly about money, prosperity and abundance is another very powerful tool that always works.

1. To start, write down a page of positive affirmations in the present tense. Start with "I" or "I Am". Write down these affirmations several times each, 10 - 20 times. For example, you may want to write, "I am a success", or "I am a magnet for prosperity", or "I deserve to be wealthy", or "I now have a wonderful, new job", over and over. The statements you use must feel comfortable to you. You can write positive affirmations for all areas of your life, including love and health.

2. Read your positive affirmations out loud. The spoken word is very powerful and will create results quickly. It will set certain vibrations into motion that will manifest into form.

3. Say your positive affirmations aloud in front of a mirror. At the School of Metaphysics, I learned how powerful it is to look into your own eyes in a mirror while doing certain exercises such as speaking affirmations. Your eyes really are the windows to your soul, and repeating affirmations while looking into your eyes is highly empowering. The benefits are many, including gaining a greater self-confidence, self-esteem, self-image, self-love, and optimism. Louise Hay, author of 'You Can Heal Your Life," also suggests speaking affirmations in front of a mirror while looking into your eyes.

4. You can also tape your affirmations in your own voice and play them at work or in your car, or anywhere, anytime. The more you use your affirmations, the faster your affirmations become beliefs. And your beliefs will always become your reality. For examples of powerful, positive money and prosperity affirmations, I strongly suggest reading "Creating money" and/or ordering the affirmations on tape at www.orindaben.com. There are many suggested affirmations throughout the book, channeled from guides Orin and DaBen, which are designed to create major changes in your life.

In Conclusion

These tools are some of the ways in which you can quickly manifest money, prosperity and abundance, or anything you desire. Some other very effective tools you may wish to explore are Feng Shui (which keeps positive energy flowing in your personal and working environment), mudras (yoga hand postures), mantras (word/sound affirmations) and using the power of sound, such as "AH", to manifest while visualizing your desires. All of these tools are ways to keep your magic wand pointed only at what you want. These tools and techniques use energy and spiritual laws that truly create magic in your lives.

It is also important to let go. In my workshop experience, this is where many people get stuck. They want to control how and when something is going to manifest. This only creates a block in the energy flow. After using any or all of the above manifesting tools, directing your attention only on what you want, it's important to let go of the outcome. Just let it happen. Don't worry about it. Allow it to come into your reality. Trust that the Universe will bring it to you in the Highest possible way.

Anytime you want to see or measure just how your manifesting is progressing, just look around at your life. Your life is a mirror of everything going on inside of you. Your life accurately reflects your beliefs, desires and dreams. If you don't like what you see, change it by changing that picture in your head and by changing your beliefs. Make sure your wand is pointing exactly at what you want at all times.

Know that you are never alone. You can always ask for assistance from your Higher Selves, angels, guides, the Ascended Masters, All-That-Is, at anytime. You are really standing on the brink of the Golden Age. Now is the time to remember who you really are. You truly are magicians, shamans, wizards, masters, avatars and creators.

Additional Book Suggestions

Merlin's Message "Reawakening and Remembering"
by Marelin the Magician
www.wizardwonderland.com

Creating money: Keys to Abundance
by Sanaya Roman and Duane Packer
www.orindaben.com

Do What You Love The money Will Follow
by Marsha Sinetar

The Seven Spiritual Laws of Success
by Deepak Chopra

Ten Thousand Whispers: A Guide to Conscious Creation
by Lynda Madden Dahl

Beyond the Winning Streak
by Lynda Madden Dahl

money Love
by Jerry Gillies

You Can Heal Your Life
By Louise L. Hay

The Power is Within You
by Louise L. Hay

Open Your Mind to Prosperity
by Catherine Ponder

Creative Visualization
by Shakti Gawain

The Magic of Believing
by Claude M. Bristol

Move Your Stuff, Change Your Life:
How to Use Feng Shui to Get
Love, money, Respect and Happiness
by Karen Rauch Carter

Feng Shui Design
by Sarah Rossbach and Master Lin Yun

Healing Mudras: Yoga for Your Hands
by Sabrina Mesko Ballantine

Chyrene is the owner of The Isle of Light Inc., a spiritual, metaphysical online spiritual center dedicated to assisting all to become more empowered and enlightened in a wide variety of ways. She is a certified television show producer and co-produced and hosted The Isle of Light television talk show in Denver, Colorado, which continues to air biweekly. Chyrene is also the producer and host of The Isle of Light Internet radio talk show which airs 24 hours each day at Live365.

Chyrene Pendletons websites can be found at:

http://www.theisleoflight.com http://www.live365.com/stations/avalon22 http://theisleoflight.blogspot.com

Chyrene can be reached by email at: cap@theisleoflight.com or by phone at 303-859-1556.

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Saturday, September 22, 2007

Pur Water Filter

Pur water filters, without any doubt is supposed to be stand amidst the top rated water filters present in the market. And the position they are in today is because of multiple good reasons. One of those is the pure and healthy water they supply right from the tap. Anyway, even being one of the best, Pur water filter also suffers from some serious problems of water filtering. To be precise, Pur water filter still hasnt find out a way to recover from plumbing line problem of scale expansion that guides to the unknowing consumption of hard, impure and unhealthy water.

Many people are aware about the fact that, various minerals and chemicals are carried with hard water. Some of those, like magnesium or calcium is the basic need of human body and helps to build the skeleton. But, there are some big time problems with the hard water and its natural elements. Though, these minerals are important for health, they are also a potential threat to welfare of plumbing. These minerals stick inside the plumbing pipes, prevent the water from flowing freely. These can put an enormous pressure even on the newest and the most modern plumbing system.

The discussion can throw only one assumption Pur is unable to protect the pipes from harmful and hard minerals. Worse, it might just eliminate the minerals which are required for a healthy lifestyle. Then the question arises, and then what is the best solution available to face such a complicated problem. The answer can be the inauguration of carbon filtration system. It provides the opportunity of cleansing water to a very impressive degree, 98.9%. This system provides guarantee of purity in the water entering house. Also, the system provides ultimate protection by eliminating harmful minerals; while it still lets the required ones pass through.

So, this system can be regarded as the best solution for frequent use, as it ensures both purity and protection.

Rezwanus Samad is enthusiastic about innovative health care products. He has his own water filter website where he writes and discusses about pur water filter, the effectiveness of pur water purifiers and different versions of the Pur Water Filtration Systems

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